What is the Best Program?

Watch Kimberley's Video to find out!

Get more detail on each loan program below. 

Loan Options

Conventional Loans

Lower interest rates.  Fewer penalties and fees. Second home purchase options.

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FHA Loans

Low down payment options. Flexible income and credit requirements.

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VA Loans

We proudly serve those who serve our country. Low to no down payment. Low income and credit requirements. No mortgage insurance.

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May be able to refinance to a lower interest rate. Consolidate debt. Turn your home equity into cash.*

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Renovation Loans

Own or want to purchase a home that needs repairs or renovations.
Rolls the cost of upgrades and a home purchase or refinance into one loan

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Purchase a home in USDA designated rural areas.
No down payment. Low credit score requirements. Flexible credit underwriting requirements.

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Fixed Rate Mortgage

Interest Rate and monthly payments remain the same for the entire term of the loan. Protection against rising interest rates.

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Adjustable-Rate Mortgage (ARM)

Homeowner could potentially lower their monthly payments with the lowered interest rates. Initial interest rate is fixed typically for 3-10 years.

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Jumbo Mortgage

Purchase a more expensive property. Variety of terms available.

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Reverse  Mortgage

Withdraw a portion of your home’s equity Paying monthly mortgage payment is optional (must continue paying taxes, insurance & maintenance payments) Purchase a home that better suits your needs.

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