Committed To Serving Those Who Serve
We've got your 6!
A 3rd generation LEO family, Kimberley is always committed to supporting you as a first responder in providing you and your family with first class and trustworthy mortgage services. Trust and care is important when dealing with your personal finances for you and your family's financial future. Know that we have your best interest at heart as a fellow member of the first responder community. We know about your lifestyle since we live that life as well and promise flexibility and ease.
We worry during your loan process so you don't have to.
Law Enforcement Officers & First Responders
Public service should be commended and awarded. That’s why the mortgage process should be made easy for police officers and first responders. We know about your lifestyle, and the shifts and unconventional work hours that can add to difficult times to do business. We promise flexibility and ease during the entire process. We'd love the opportunity to earn your trust, we understand and thank you for your sacrifice and hope to treat you with the care that you deserve.
FHA Mortgage Program
Federal Housing Administration (FHA) loans are government-insured and easy to qualify for. They’re especially popular among first-time home buyers because of the flexible down payment and credit score requirements.
VA Mortgage Program
Many police officers and first responders have served in the military, so they’re eligible for Veteran Affairs (VA) loans. These loans do not demand a down payment and, unlike the FHA loans, borrowers don’t have to pay for mortgage insurance. VA loans can provide incredible value.
Conventional Mortgage Program
A conventional mortgage refers to any loan that is not insured or guaranteed by the federal government, as opposed to government-insured loans including Federal Housing Administration (FHA), U.S. Department of Veteran Affairs (VA) and U.S. Department of Agriculture (USDA). Conventional mortgage loans with a 3% down payment option through Fannie Mae's HomeReady and, unlike the FHA loans, borrowers don’t have to pay for mortgage insurance making this loan a great option in providing more flexibility with fewer restrictions.