Law Enforcement Officers & First Responders

Public service should be commended and awarded. That’s why the mortgage process should be made easy for police officers and first responders. We know about your lifestyle, and the shifts and unconventional work hours that can add to difficult times to do business. We promise flexibility and ease during the entire process. We'd love the opportunity to earn your trust, we understand and thank you for your sacrifice and hope to treat you with the care that you deserve.


FHA Mortgage Program

Federal Housing Administration (FHA) loans are government-insured and easy to qualify for. They’re especially popular among first-time home buyers because of the flexible down payment and credit score requirements.


VA Mortgage Program

Many police officers and first responders have served in the military, so they’re eligible for Veteran Affairs (VA) loans. These loans do not demand a down payment and, unlike the FHA loans, borrowers don’t have to pay for mortgage insurance. VA loans can provide incredible value.


Conventional Mortgage Program

A conventional mortgage refers to any loan that is not insured or guaranteed by the federal government, as opposed to government-insured loans including Federal Housing Administration (FHA), U.S. Department of Veteran Affairs (VA) and U.S. Department of Agriculture (USDA).  Conventional mortgage loans with a 3% down payment option through Fannie Mae's HomeReady and, unlike the FHA loans, borrowers don’t have to pay for mortgage insurance making this loan a great option in providing more flexibility with fewer restrictions.
 

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